The Payment Card Industry Data Security Standard (PCI DSS) is a worldwide data security standard that applies to any organizations which store, transmit or process cardholder data.
What is PCI Compliance?
PCI was created to give customers the added security of knowing that their information was safe once it was given to a business. Any of the transaction or account information as given to the business is required to be confidential and safe from hackers and other computer infiltrators. All merchants who accept credit cards need to be PCI compliant or risk having their accounts suspended and fined or even terminated.
Do I need to be PCI Compliant?
PCI DSS requirements are applicable if a Primary Account Number (PAN) is stored, processed, or
transmitted. If a PAN is not stored, processed, or transmitted, PCI DSS requirements do not apply.
What is a Level IV Merchant?
Any merchant processing fewer than 20,000 Visa e-commerce transactions per year, and all other merchants-regardless of acceptance channel-processing up to 1,000,000 Visa transactions per year.
What is required of a Level IV Merchant to be PCI Compliant?
A quarterly network security scan with an approved ASV.
What if I am Compromised?
Please review Visa's security breach procedures for more detailed information.
Note: If a breach has been reported, or found, Visa reserves the right to move the Level 4 merchant to a Level 1. If so, the Level 4 merchant must abide by the Level 1 validation requirements.
Where can I find more information about PCI DSS?
Visit the PCI Security Standards Organization website.
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