About Paymerica
Where High-Risk Innovation Meets Compliance
At Paymerica, we specialize in providing merchants with tailored payment solutions.
With decades of experience as a leading merchant provider, our dedicated team has developed a robust tech stack to help merchants navigate the ever-evolving technological landscape.
Our diverse and dynamic team brings a wealth of knowledge and skills to each client, ensuring a deep understanding of their unique objectives and delivering customized solutions designed specifically for their needs.
Inspired by the innovation and customization of Proper Payments, we apply the same level of thoughtfulness to high-risk outdoor and firearms merchants—where compliance, underwriting, and stability matter just as much as a beautiful checkout experience.
Paymerica blends people, process, and technology into one cohesive engine for growth, designed to withstand the volatility of high-risk categories.
Where Mainstream Providers Fall Short
Before merchants come to Paymerica, they often share similar stories about working with mainstream payment processors. The most common themes:
Support & Response
Response Times: Many customers report slow response times for support inquiries, particularly during high-volume periods.
Quality of Support: Some users feel that the support provided is neither timely or effective.
Account Stability & Continuity
Sudden Holds: Mainstream players have been known to place holds on accounts without prior warning, which can be disruptive for businesses.
Account Terminations: In some cases, accounts are terminated without clear explanations, causing significant inconvenience and potential loss of business.
Chargebacks & Liability
Merchant Liability: Merchants often feel that Mainstream players do not adequately support them during chargeback disputes, leaving them to bear the financial burden.
Notification and Process: The process and communication around chargebacks can be unclear, making it difficult for businesses to effectively manage disputes.
Tools, Reporting & Visibility
Recurring Billing and Subscription Management: Some users find that the tools for managing recurring billing and subscriptions are not as robust or user-friendly as they would like.
Reporting and Analytics: The reporting and analytics features may not meet the needs of all businesses, particularly those looking for more detailed or customizable reports.
Paymerica understands High-risk merchants, who operate in industries prone to higher rates of chargebacks and fraud, need specific features and support from their payment processors to manage their unique challenges effectively.