Services

Comprehensive Payment & Risk Solutions for High-Risk Outdoor & Firearms Merchants

Paymerica understands High-risk merchants, who operate in industries prone to higher rates of chargebacks and fraud, need specific features and support from their payment processors to manage their unique challenges effectively.

Our services are designed to deliver those features—backed by a robust tech stack, dedicated support, and an ecosystem of partners that operate at the same level of specialization you do.

Digital payment service illustration
Digital payment infrastructure tuned for high-risk outdoor and firearms businesses, not just generic low-risk volume.
Cashier using a POS system
Modern POS systems and terminals that can handle complex catalogs, age-restricted items, and compliance workflows.
Abstract illustration of metrics and automation
Automation, analytics, and integrations that give you real-time visibility into approvals, chargebacks, and customer behavior.

Advanced Fraud Detection & Chargeback Protection

Advanced Fraud Detection:  Robust tools to detect and prevent fraudulent transactions in real-time, utilizing machine learning and AI. → Paymerica has many partners to assist with proactively managing refunds, disputes and chargebacks.

Chargeback Protection:  Programs to help manage and reduce chargebacks, including tools to monitor chargeback ratios and dispute fraudulent claims. → Paymerica is a preferred partner of multiple chargeback mitigation software companies!

Optimized Approvals & Global Reach

Optimized Transaction Approval:  Ensuring that legitimate transactions are approved, reducing false declines that can hurt business revenue. → Paymerica has many relationships with banks and can get approvals within one week after receiving Paymerica underwriting information.

Global Payment Processing:  Ability to handle international payments smoothly, as high-risk businesses often operate globally. → Paymerica has an ecosystem of partnerships to provide payments to Europe, Canada and Asia!

Always-On Support & Account Management

24/7 Support:  Round-the-clock customer service to handle urgent issues promptly. → Every merchant gets a dedicated support representative they can reach anytime!

Dedicated Account Management:  Personalized support with a dedicated account manager who understands the high-risk nature of the business.

Reporting, Analytics & Risk Visibility

Comprehensive Reporting Tools:  Detailed and customizable reporting features to monitor transactions, identify trends, and manage risk effectively.

Real-Time Analytics:  Access to real-time data and insights to make informed decisions quickly. → Paymerica has robust reporting mechanism for merchants can leverage data to make better decisions.

Ready to See What You Could Save?

Share a recent processing statement and we’ll decode what you’re actually paying today—then show you how Paymerica can improve your margins and stability while giving you the high-risk features mainstream processors don’t.

Calculate My Savings